Susan Marinaccio — Construction Financial Strategist

Built From Nothing.
Structured for Profit.

The growth guide for controllers, bookkeepers, and the construction companies that depend on them. Nine essential tools. One stronger business.

Join the Pre-Order List Book a Consultation
9
Financial Tools
8
Excel Templates
100%
Practitioner-Built
The Construction Accountant's Toolbox by Susan Marinaccio
0
Proven Financial Tools
0
Ready-To-Use Excel Templates
0
Complete Products
∞
Real-World Experience
What's Inside the Toolbox

Nine Tools That Build
Financial Strength

Each tool was built in the field — not in a classroom. They work because they were tested on real projects, with real money, under real pressure.

Tool #1 & 1B

The Financial & Balance Sheet Blueprint

Structure your Chart of Accounts so every report tells the truth — not an illusion.

Tool #2

Job Costing: The Truth Serum

Know what labor actually costs. A $28/hr wage is really $36.61/hr. That gap destroys margins.

Tool #3

WIP Schedule: The Oxygen of Construction

The single most important financial document. Know what you've earned vs. what you've billed — every month.

Tool #4

Cash Flow: Survival vs. Strength

Manage the gaps between when costs hit and when payments arrive. Forecast 90 days out — always.

Tool #5

Overhead Allocation: The Margin Multiplier

Calculate your break-even. Know which division carries the company — and which needs attention.

Tool #6

Internal Controls: Protecting the Structure

A missing WC certificate cost one company $2,220 at audit. Controls aren't bureaucracy — they're protection.

Tool #7

Financial Interpretation

Turn numbers into three-to-five-point summaries that create action. No jargon. No confusion.

Tool #8

The Owner Relationship

Build trust through clarity. Deliver the hard conversations early — with specifics and a next step.

Tool #9

Survive and Scale

Build a company that can be sold, survive a crisis, and scale without losing financial discipline.

Susan Marinaccio — Construction Financial Strategist
About the Author

Built, Not Taught

I did not start with a finance degree, a CPA firm behind me, or a corporate accounting team. I started with responsibility. Responsibility to keep the doors open. To make payroll. To make sure the numbers were right — even when I didn't fully understand them yet.

I learned in real time. Not in a classroom. I learned what happens when job costs aren't tracked properly. I learned how quickly cash disappears when financial structure is weak. And I learned that most construction companies are not failing because they lack work — they're failing because they lack financial clarity.

This book is not written for the $50-million contractor with a CFO and a national CPA firm. It's written for the controller who learned by doing, the bookkeeper who wants to become more, and the owner who is excellent in the field but unsure in the financials.

Susan Marinaccio Construction Financial Strategist
Author The Construction Accountant's Toolbox

"You cannot scale chaos.
You can scale clarity."

— Susan Marinaccio, The Construction Accountant's Toolbox

Coming Soon

Book, Companion Guide & Excel Templates

Reading about job costing builds understanding. Running the numbers yourself builds confidence. The complete system is almost ready — get on the list to be first in line.

Three Separate Products. One Complete System.

Each product stands on its own — and works even better together.

The Construction Accountant's Toolbox (Book) — Available on Amazon
The Companion Guide — Available on Amazon
The Excel Companion — 8 Calculation Sheets — Free Download
Coming Soon
The Book

The Construction Accountant's Toolbox

Nine essential tools taught through real-world case examples. Written for the controller who learned by doing.

  • 9 proven financial tools
  • Real case examples with real numbers
  • Written for practitioners, not academics
  • Chart of Accounts blueprint included
  • Controller action steps in every chapter
Join the Waitlist →
Coming Soon
The Companion Guide

Worked Examples & Templates

The book taught the why and the what. This workbook teaches the how. Every tool gets a worked example, a new scenario, and a blank template.

  • Step-by-step worked examples
  • New scenarios per tool
  • Blank templates for your company
  • Labor burden, WIP, cash flow & more
  • Print-ready PDF format
Join the Waitlist →
Free Download
The Excel Companion

8 Pre-Built Calculation Sheets

Use these Excel templates to do the actual monthly calculations. Every tab is ready to go — yours free.

  • Labor Burden Calculator
  • Job Budget with burden integration
  • WIP Schedule (ASC 606 compliant)
  • 90-Day Cash Forecast
  • Break-Even, Retainage, Close Checklist & more
Download Free →
Is This For You?

Built for the People Doing the Work

Most financial education in construction is built for CPAs at big firms or owners at $50M+ companies. This isn't that. This is for you.

Controllers & Bookkeepers

Who learned by doing and want to step into a strategic role.

Small to Mid-Size GCs

Running $1M–$20M and need financial structure that matches growth.

Subcontractors

Who grew faster than their systems and need to catch up — fast.

Construction Owners

Excellent in the field but unsure in the financials. Ready to understand the numbers.

Free Download

Get the Free
Excel Companion

Eight pre-built calculation sheets — Labor Burden, Job Budget, WIP Schedule, 90-Day Cash Forecast, Break-Even Calculator, Retainage Tracker, Monthly Close Checklist, and Subcontractor Compliance Log.

Built for real construction companies. Ready to use at your next month-end close. Yours free.

Download the Free Excel Toolbox

Enter your email and we'll send it right over.

No spam. Just tools that build strength.

Advisory Services

Beyond the Book

Ready for hands-on guidance? Susan works directly with construction companies and their financial teams to build lasting financial strength.

📘

Financial System Audit

A comprehensive review of your Chart of Accounts, job costing structure, WIP process, and reporting systems. You get a written action plan with priorities.

Inquire →
🧰

Controller Coaching

Ongoing monthly coaching for controllers and bookkeepers who want to grow into a strategic financial role. WIP reviews, reporting guidance, and owner communication.

Inquire →
📊

Custom Implementation

Hands-on setup of your financial systems — from Chart of Accounts restructuring to WIP schedule implementation to monthly close process design.

Inquire →
Results That Speak

What Readers Are Saying

"This is the book I wish I had when I started. Every chapter gives you something you can use on Monday morning — not theory, real tools."
Construction Controller Commercial GC, Southeast US
"The WIP section alone was worth the price. I finally understand overbillings vs. underbillings and why my owner needs to see that report every month."
Bookkeeper Residential Builder
"Susan writes like she's sitting across the table from you, explaining it in plain English. No fluff. No jargon. Just the tools you need."
Owner / Operator Specialty Subcontractor
Let's Talk

Reserve a
Consultation

Whether you need a financial system audit, controller coaching, or just want to discuss how to strengthen your construction company's finances — reach out. The first conversation is always free.

✉ susan@constructionaccountantstoolbox.com
🌐 www.constructionaccountantstoolbox.com

Submit an Inquiry

Skill Compounds.
Just Like Profit Does.

Start with one tool. Build it right. Then the next one. The companies that build lasting financial strength are not the ones with the most resources. They are the ones with the most discipline.

Join the Pre-Order List Start a Conversation